6. Brianna has a balance of $8,000 on her credit card. After talking to a financial advisor, Brianna decided to get a loan
from the bank and discontinue using her credit card. The bank will charge Brianna 3.5% interest. Which of the following
could be used to calculate the total repayment on Brianna's loan after 4 years if she has a monthly payment of
$178.85?

Answer:the subprime lending giant is a textbook case in creating a corporate culture of denial. ... I oversaw the bank's “secured card” product—a credit card marketed to people ... a 27 percent interest rate and a $39 late fee is better than a payday loan. ... In 2012, the year I started my first Capital One internship, the ...

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