Christina is out with friends at a restaurant when one of them says they are going to sneak out of the restaurant without paying the bill. They tell Christina she just needs to be cool and keep an eye out for the manager so they can run out at the right time. Everyone else is laughing like this will be a good joke. Christina is afraid of getting in trouble and afraid to say no.

Which factors are getting in the way of Christina using her refusal skills? Check all that apply.

peer pressure
personal distress
reluctance to collaborate
quick time frame
sense of humor