While investigating a current claim, an insurance company learns the insured claimant had not included their full medical history on the application and that the current claim results from a condition that was probably pre-existing 4 years ago, when the application was approved. The company will:

a. Reduce the percentage of payment for the current claim
b. Pay the current claim, but void the policy, based on misrepresentation
c. Deny payment of the claim and cancel the policy, based on misrepresentation
d. Pay the claim
d. Pay the claim